Florida Disaster Home Page

 

Learn About Insurance Savings

All property insurance companies in Florida offer savings to policyholders if your home has hurricane resistant features or if you make improvements to increase your home's resistance to hurricanes and other natural disasters.

Explore the links below to learn about the discounts you can receive for your home.


Citizens Property Insurance Coporation: Citizens Property Insurance Corporation was created to make sure that every Florida homeowner has access to homeowner's insurance even if they can't get coverage from a private insurer. Citizens works hard to help reduce the wind insurance premium for its policy holders by providing discounts based on the type of home a person has and also based on retrofits the homeowner undertakes to increase the homes' hurricane resistance rating.


My Safe Florida Home Program: My Safe Florida Home Program (MSFH) - The My Safe Florida Home program is Florida‚s newest program to make our state more hurricane resistant. This new program offers free home inspections and up to $5,000 in matching grants for homeowners willing to invest in strengthening their home. Strengthening your home will not only make your home more hurricane resistant, it will also help you qualify for savings on your homeowners wind insurance premium.


Protection Begins with a Stronger Roof Over Your Head: Protecting your home with a stronger roof will not only safeguard your home and family, it can also lead to insurance saving.


Remodeling the Right Way: Planning to remodel or renovate? There's no bette time to strengthen your home against hurricanes AND save on your homeowners insurance.


Wind Insurance Savings Calculator (WISC): Having the right contractor can make all the difference in helping your hurricane retrofit project run smoothly. The My Safe Florida Home program has developed a list of contractors certified to perform retrofits in conjunction with the My Safe Florida Home program. While your retrofit project may not involve the My Safe Florida Home program, using the Contractor Search Tool on the My Safe Florida Home website is a helpful way for you to locate a contractor.


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