National Flood Insurance Program
Flood Outreach Toolkit
Flood Outreach Toolkit
Materials for the Public
- After the Flood Word Doc (160KB) PDF (178KB)
- NFIP Flood Insurance Claims Handbook PDF (1.16MB)
- NFIP Summary of Coverage PDF (2.43MB)
- Filing Your Flood Insurance Claim Word Doc (151KB)PDF (231KB)
- Appealing Your Flood Insurance Claim Word Doc (197KB) PDF (459KB)
- Consumer Brochure: Managing Your Flood Insurance Claim PDF (1.05MB)
Flood Insurance 101
- NFIP Summary of Coverage PDF (2.43MB)
- FloodSmart.gov Word Doc (1.01MB) PDF (1.08MB)
- Consumer Brochure: Why You Need Flood Insurance PDF (1.09MB)
- Consumer Brochure: Flood Preparation and Safety PDF (631KB)
- Personal Property Coverage Word Doc (162KB) PDF (202KB)
- Saving on Flood Insurance (Grandfathering) Word Doc (238KB) PDF (2.11MB)
References and Resources
- Levee Information
About NFIP
The National Flood Insurance Program, is a pre-disaster flood mitigation and insurance protection program designed to reduce the exalting cost of disasters. The National Flood Insurance Program, which is a voluntary program, provides a quid pro quo approach to floodplain management, which makes federally backed flood insurance available to residents and business owners in communities that agree to adopt and adhere to sound flood mitigation measures that guide development in its floodplains.
The State of Florida has over 18 million residents and 80 percent of them live or conduct business along or near its coastline. A significant portion of the remaining residents and business live or conduct commerce near many of the state's historical rivers and other inland floodplains. These residents and business are concerned about protecting their lives and property from future flooding. This is evidenced by the fact that 95 percent of all Florida communities participate in the National Flood Insurance Program. As of April 30, 2007, there are over 2,181,930 flood insurance policies in Florida which represents roughly 41% of total policies in effect nationwide. These policies represent $434,717,877,000 of insurance coverage, which is the first line of recovery after a flood disaster.
In Florida, the Governor has designated the Department of Community Affairs as the state coordinating agency for the National Flood Insurance Program. The State Assistance Office for the National Flood Insurance and Flood Mitigation Assistance Prgrams in partnership with the Federal Emergency Management Agency Region IV staff, conducts coordination activities, and provides technical assistance on pre and post-disaster flood mitigation related activities to National Flood Insurance Program participating communities. This coordination primarily relates to construction and development activities and serves a vital intergovernmental link between and among local communities, state and regional agencies, as well as federal agencies, especially the Federal Emergency Management Agency. Additionally, the provision of timely and accurate technical assistance to residents and building trade specialists (architects, builders, contractors and developers, engineers, realtors, surveyors, and others) is vital to the implementation of compliant flood loss reduction techniques and strategies required by various agencies. This technical assistance consists of on-site reviews, workshops and seminars, providing answers to questions, as well as sharing appropriate federal and state publications as requested. This office also severs as the state’s repository for Flood Insurance Rate Maps. As such, this office maintains a file of all receded or supersede Flood Insurance Rate Maps which are used to assist insurance agents in properly rating structures based upon dates of construction.
The implementation of pre-disaster mitigation incentives, such as the Community Rating System, the Flood Mitigation Assistance Program, and the Repetitive Flood Claims Program, serve Florida’s residents and businesses that continue to experience high growth and development. Florida local communities constitute the largest number of participants in the Community Rating System, which provides a comprehensive approach to flood mitigation. In fact, this high level of Community Rating System participation supports the implementation of the Flood Mitigation Assistance and Repetative Claims Programs, which are targeted toward the reduction of repetitive flood loss structures, and requires a Flood Mitigation Plan often prepared by Community Rating System participating communities.
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| Home Study Course for Florida Officials | Local Official's Guide to Implementing the NFIP in Florida | Community Rating System - A comprehensive Approach to Flood Mitigation |
Florida Flood Damage Prevention Ordinance (Microsoft Word Document)
Contact
For additional information on the State Assistance Office for the National Flood Insurance and Flood Mitigation Assistance Programs, please contact:
Charles H. Speights, Community Program Manager
(850)413-9960
Updated:
April 21, 2008 13:47
